- Eligibility: you are 18 or over, and a resident of Nigeria, or a business registered with the Corporate Affairs Commission (CAC).
- Verification: we verify identity (BVN/NIN) and business documents before you can invest or borrow.
- How loans work: loans are interest-only. Borrowers pay fixed monthly interest in Naira (₦), shared between investors in proportion to their stake. Principal is repaid at maturity.
- Risk: capital is at risk. Borrowers can pay late or default, and returns are not guaranteed.
- Your data: account, identity and business information may be used to manage services, complete checks, prevent fraud and meet applicable obligations. See the draft Privacy Policy for details.
This is a summary. Read the full Terms of Use, Privacy Policy and Risk Disclosure. These documents are drafts pending legal review.